Many people do not realize that the age of the car being driven can have a significant impact on the insurance premiums for that car, particularly if the driver of that car is still young.  New cars, since they have a much higher value than older cars, have a higher insurance premium simply because they are worth more.  So, it makes sense to drive an old car, right?

Not exactly.  Driving a used car is a good way to get cheap young drivers car insurance, but the age of the car is still important.  Much older cars do not include safety features that can help bring the auto insurance premiums down, such as passive restraints, air bags, and antilock brakes.  In the end, the best option would be a gently used car less than fifteen or so years of age.  That will bring a good balance between the cost of the car and the cost of the insurance.