What happens if you need a car and you can not afford to pay cash? Auto financing is getting hard to come by these days. If you credit is bad you are going to have an even tougher time finding someone to loan you the money.

You could always ask a friend or relative to cosign the loan for you. In essence, you are borrowing their good credit to help you obtain a loan. It is a viable option, providing you know someone that can qualify for a loan themselves.

No credit check auto financing is not hard to find; however you are going to pay significantly higher interest rates. Many of these bad credit lenders use a special box on the car that requires a code to unlock the ignition of the car.